Category: Blog

Common Closing Costs (and How to Limit Them)

Buying a new home is one of the most exciting events in your life, but the enormity of it all can be daunting. You’ve got to set your price range. Then you need to research your new neighborhood. …

Tips for New Year Financial Planning

The new year is a time of both reflections and resolutions. It’s a chance to evaluate your life and think about what you hope to accomplish in 2019. If you haven’t settled on a resolution, or you want …

Tips for Throwing a New Year’s Eve Bash on a Bud...

If you’re prepping for the big countdown to next year, looking to throw an unforgettable New Year’s Eve Party, and wanting to keep your party budget small, then we have great news: It’s possible to do all three! …

4 Reasons to Sell This Winter!

Listing your home for sale this winter, rather then waiting for the spring, may make sense for you!  Read on for our 4 reasons to sell this winter!Demand is StrongThe latest Buyer Traffic Report from the National Association of Realtors (NAR) shows …

What Is Home Equity Line Of Credit & Will It ...

If you need money to fund a home improvement project or have experienced an expensive medical emergency, you may have heard other homeowners talk about taking out a home equity line of credit. But what is it and …

Is Paying Off Your Mortgage Early Really a Smart M...

Paying off your mortgage early is a hot topic in the financial world, but is it always a good idea? The truth is that even though on the surface it sounds like a smart financial decision, there are plenty of …

Conforming Loan Limits Increase in 2019

After not increasing the maximum conforming loan limits on mortgages to be acquired by Fannie Mae and Freddie Mac for 10 years, the Federal Housing Finance Agency has now increased the conforming loan limit for the third straight year.The FHFA announced on 11/27 that …

Recasting A Mortgage – Should You Do It?

Just when you think you’ve learned all there is about mortgages; someone asks you if you’ve ever considered recasting. What in the world is that, you wonder? Should you consider it? Is it something you need to do? And …

Yes, You Can Buy a House Without 20% Down

How much of a down payment do you really need to buy a home? Saving up a down payment is one of the biggest obstacles for most people when buying a home. You may have heard the old …

Everything You Need to Know About Capital Gains Ta...

There are few things in life as murky as tax law. There’s a lot of misinformation floating around about how you’re taxed on the profit (capital gains in IRS-speak) you make when you sell your home. Plus, this …