Easy Ways To Protect Your Home This Fall

It’s still sweltering for most of us, but cooler temps will be here before you know it. So much can go wrong with a house during the winter, but just a little babying will go a long way …

Mortgage Terms You Should Know.

You’re ready to get a mortgage and suddenly you start hearing and seeing all of these terms you’ve never heard before—APR, DTI, closing costs. What do they all mean, and most important, what do they all mean for …

Clear to Close! But, What Does That Mean?

You’ve given the underwriter your social security number, provided bank statements and explanations for every deposit to your account for what seems like a period of over ten years, emailed a thousand pages of tax returns, W2’s and …

My Loan Has Been Approved! Now What’s Next?

After dancing around hysterically once your home loan has been approved, it can feel like a huge weight has been lifted…. but that doesn’t mean you’re off the hook. The time between the mortgage approval and the final …

The Underwriting Process

On the fun scale, the mortgage underwriting process often feels like an exceptionally long dental appointment. You’ve dutifully gathered the mountain of documentation required to obtain a mortgage… or so you thought.  Your documents will be reviewed for thoroughness, …