27 Mar 2023 20% Down Payment Assistance – California Dre... CalHFA released the guidelines for the much-anticipated Dream for All 20% down payment assistance program. Borrower Eligibility + Requirements: Must be a first-time buyer. Occupy the property as a primary residence; non-occupant co-borrowers are prohibited. CalHFA borrowers must complete two levels of homebuyer education counseling and obtain a certificate of completion through an eligible homebuyer counseling organization.Only one occupying first-time […] Share on Facebook Share on Twitter
25 Jan 2023 VA Funding Fee: Your Questions Answered For eligible veterans, active-duty service members and surviving spouses who are hoping to become homeowners, the VA loan program can be a difference-maker. VA loans are a type of government loan, which is any loan insured or backed by the U.S. federal government. A VA home loan offers good interest rates, low- or no-down-payment options and […] Share on Facebook Share on Twitter
11 Jan 2023 Assumable Mortgages: Understanding the Pros and Co... When buying a home, one of the most important decisions you’ll make is how to finance it. One option you may come across is an assumable mortgage. An assumable mortgage is a type of loan that allows the buyer of a property to assume the existing mortgage from the seller. Let’s explore the pros and […] Share on Facebook Share on Twitter
22 Dec 2022 How Often Can You Refinance Your Home? Fortunately, refinancing can be done as often as it makes financial sense to do so. A mortgage refinance can help you manage your money more effectively and help lower your interest rate, remove private mortgage insurance or take cash out of your equity. In this article, we’ll look at how often you can refinance and […] Share on Facebook Share on Twitter
15 Nov 2022 House Shopping Guide: Tips And Tricks For House Hu... Making the decision to buy a house can be one of the most exciting times of your life. Before you dive in, it’s important to ask yourself a few questions and explore how to balance your wants and needs with your budget. We’ve put together a complete house hunting guide to help you find the home that’s […] Share on Facebook Share on Twitter
