Latest Articles

20% Down Payment Assistance – California Dre...

CalHFA released the guidelines for the much-anticipated Dream for All 20% down payment assistance program. Borrower Eligibility + Requirements:  Must be a first-time buyer.  Occupy the property as a primary residence; non-occupant co-borrowers are prohibited.  CalHFA borrowers must complete two levels of homebuyer education counseling and obtain a certificate of completion through an eligible homebuyer counseling organization.Only one occupying first-time […]

VA Funding Fee: Your Questions Answered

For eligible veterans, active-duty service members and surviving spouses who are hoping to become homeowners, the VA loan program can be a difference-maker. VA loans are a type of government loan, which is any loan insured or backed by the U.S. federal government. A VA home loan offers good interest rates, low- or no-down-payment options and […]

How Often Can You Refinance Your Home?

Fortunately, refinancing can be done as often as it makes financial sense to do so. A mortgage refinance can help you manage your money more effectively and help lower your interest rate, remove private mortgage insurance or take cash out of your equity. In this article, we’ll look at how often you can refinance and […]