Latest Articles

Understanding Cash To Close

Cash to close refers to the final amount of funds a borrower needs to finalize a real estate purchase or refinance transaction. This figure can be made from a combination of or all of the following sections: Closing Costs Pre-Paid Items Down Payment For a purchase, these funds can include the down payment in addition […]

What Is Credit?

Imagine this: You just applied for your first credit card and it’s deemed for individuals with “excellent” credit. You have no idea what your credit score is but you went through with the application because you believe you are an excellent candidate. You’re excited to receive the application back with the hopes for a new line […]

Questions to Ask a Mortgage Lender

Owning a new home is a huge milestone and one of the many individual life goals that we strive to achieve. To achieve this dream, one has to figure out a reasonable and achievable plan to make owning a home a reality. After all, only a small percentage of people can afford to pay for […]