Category: Purchase

4 Reasons to Sell This Winter!

Listing your home for sale this winter, rather then waiting for the spring, may make sense for you!  Read on for our 4 reasons to sell this winter!Demand is StrongThe latest Buyer Traffic Report from the National Association of Realtors (NAR) shows …

Is Paying Off Your Mortgage Early Really a Smart M...

Paying off your mortgage early is a hot topic in the financial world, but is it always a good idea? The truth is that even though on the surface it sounds like a smart financial decision, there are plenty of …

Conforming Loan Limits Increase in 2019

After not increasing the maximum conforming loan limits on mortgages to be acquired by Fannie Mae and Freddie Mac for 10 years, the Federal Housing Finance Agency has now increased the conforming loan limit for the third straight year.The FHFA announced on 11/27 that …

Recasting A Mortgage – Should You Do It?

Just when you think you’ve learned all there is about mortgages; someone asks you if you’ve ever considered recasting. What in the world is that, you wonder? Should you consider it? Is it something you need to do? And …

Yes, You Can Buy a House Without 20% Down

How much of a down payment do you really need to buy a home? Saving up a down payment is one of the biggest obstacles for most people when buying a home. You may have heard the old …

Everything You Need to Know About Capital Gains Ta...

There are few things in life as murky as tax law. There’s a lot of misinformation floating around about how you’re taxed on the profit (capital gains in IRS-speak) you make when you sell your home. Plus, this …

What You Need to Know Before You Start Investing i...

Learning about real estate investing can be a complicated process. However, a simple overview of the basics is the best way to get started. You’ll have a useful framework if you begin by understanding: check The Value of …

Funding a Loan For a Mortgage

“Fund” is the best verb used in the home loan process.  To fund the loan,  is the process of wiring or releasing money from a mortgage lender to title or escrow prior to closing a real estate transaction  …

Self-Employed? Here’s What You Should Know About...

There’s an idea floating around out there that it’s much harder to get a mortgage if you’re a business owner. That’s not true, but there are a few things to keep in mind, and you’ll need to provide …