Skip to content

Stay Informed with changes and news about the mortgage market join our email list.

Our blog articles are geared towards first-time home buyers and mortgage market news.

We will never spam you or sell your information.
Read the Articles
Fireworks and First Mortgages: How to Navigate the Summer Housing Market Before Labor Day

Fireworks and First Mortgages: How to Navigate the Summer Housing Market Before Labor Day

Understanding the Summer Housing Market The summer months, stretching from the Fourth of July to Labor Day, create a vibrant…

Why Mortgage Rates Take the Elevator Up and the Stairs Down

Why Mortgage Rates Take the Elevator Up and the Stairs Down

June 2026  |  GTG Financial  |  Santa Rosa, CA TL;DR: What’s in This Post Why mortgage rates spike fast but…

The Rent Paradox – Why Paying Rent Doesn’t Mean You Qualify

June 2026  |  GTG Financial  |  Santa Rosa, CA TL;DR: What’s in This Post Why paying rent on time does…

Self-Employed Mortgage Planning

Self-Employed Mortgage Planning

June 2026  |  GTG Financial  |  Santa Rosa, CA TL;DR: What’s in This Post Why self-employed borrowers need to start…

Rate Locks

Rate Locks

June 2026  |  GTG Financial  |  Santa Rosa, CA TL;DR: What’s in This Post Why you cannot lock a rate…

Homeownership and Hurricane Season: Essential Mortgage Advice to Secure and Protect Your Investment This July

Homeownership and Hurricane Season: Essential Mortgage Advice to Secure and Protect Your Investment This July

Understanding the Impact of Hurricane Season on Homeownership As we approach the peak of hurricane season this July, it’s crucial…

Debt to Income (DTI)

Debt to Income (DTI)

June 2026  |  GTG Financial  |  Santa Rosa, CA TL;DR: What’s in This Post Why a perfect credit score does…

Deal Deep Dive — Delayed Financing

Deal Deep Dive — Delayed Financing

June 2026  |  GTG Financial  |  Santa Rosa, CA TL;DR: What’s in This Post How a client bought a $1,350,000…

Summer Renovations and Refinancing: Funding Your Home Improvement Projects Ahead of the Independence Day Holiday

Summer Renovations and Refinancing: Funding Your Home Improvement Projects Ahead of the Independence Day Holiday

Introduction With the Independence Day holiday just around the corner, many homeowners are considering home improvement projects to enhance their…

GTG Weekly — June 16, 2026

GTG Weekly — June 16, 2026

June 16, 2026  |  GTG Financial  |  Santa Rosa, CA TL;DR: What’s in This Issue Why inflation looked worse than…

FICO vs. Vantage Credit Score What Mortgage Buyers Need to Know

FICO vs. Vantage Credit Score What Mortgage Buyers Need to Know

June 2026  |  GTG Financial  |  Santa Rosa, CA TL;DR: What’s in This Post What FICO and Vantage are and…

Divorce Refinance — How to Remove a Spouse from the Mortgage

Divorce Refinance — How to Remove a Spouse from the Mortgage

June 2026  |  GTG Financial  |  Santa Rosa, CA TL;DR: What’s in This Post Why a quit claim deed does…

Back To Top