Latest Articles

20% Down Payment Assistance – California Dre...

CalHFA released the guidelines for the much-anticipated Dream for All 20% down payment assistance program. Borrower Eligibility + Requirements:  Must be a first-time buyer.  Occupy the property as a primary residence; non-occupant co-borrowers are prohibited.  CalHFA borrowers must complete two levels of homebuyer education counseling and obtain a certificate of completion through an eligible homebuyer counseling organization.Only one occupying first-time […]

Mortgage News Weekly

We are excited to share with you the latest updates and insights from the mortgage market Fed week! Everyone is expecting a much more tempered .25% increase from the Fed this week on Wednesday, and no, the Fed Funds rate is not the same as mortgage rates (short term debt vs long term debt) Still, it can indirectly affect mortgage rates confusing consumers that they […]

How Often Can You Refinance Your Home?

Fortunately, refinancing can be done as often as it makes financial sense to do so. A mortgage refinance can help you manage your money more effectively and help lower your interest rate, remove private mortgage insurance or take cash out of your equity. In this article, we’ll look at how often you can refinance and […]