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Mortgage Rates πŸ“’ January 6th, 2025

INTEREST RATES

10 year 3-Month Snapshot

Product

Rate / APR

Weekly Change

⬆️ Conv.

7.000% / 7.015%

+.125%

⬆️ Conv. HB

7.250% / 7.261%

+.375%

⬇️ JUMBO

6.750% / 6.759%

-.125%

⬆️ FHA 3.5% DP

6.250% / 7.179%

+.125%

⬆️ VA 0% DP

6.250% / 6.465%

+.125%

Rate dataΒ as of morning of publication. Unless noted otherwise, all scenarios are assuming 30 Year-Fixed mortgage, Purchase or R/T Refinance.Β No origination points charged, 780 FICO score, and 20% down payment. Provided for consumer education only and does not serve as a binding offer to extend lending. Payment period, interest rate, APR, and other terms subject to income, asset, and credit profile qualification. Provided courtesy of GTG Financial, Inc. NMLS 1595076. Equal housing opportunity. www.nmlsconsumeraccess.org

We’re back!! I hope everyone had a healthy and happy holiday break.

Rates:Β Still making a steady upward march into the New Year.

Bottom Line: This week will see a lot of jobs data. We hope it will have a positive effect on the bond markets.

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