May 2026 | GTG Financial | Santa Rosa, CA TL;DR: What’s in This Post Why Bay Area buyers almost always zero in on the Russian River area What makes river area properties different from a lending standpoint The unpermitted additions…
Embracing the Summer Solstice for Your Home Purchase As we approach the summer solstice, the longest day of the year, many people find themselves with extra hours of daylight to tackle various tasks. For those considering buying a home, this…
May 2026 | GTG Financial | Santa Rosa, CA TL;DR: What’s in This Post Why $50,000 is the number most first-time buyers in Sonoma County should be targeting What actually makes up that figure beyond the down payment The impound…
May 2026 | GTG Financial | Santa Rosa, CA TL;DR: What’s in This Post The three loan tiers in Sonoma County and exactly where each limit sits Why jumbo financing is the Wild West — and what that means for…
May 2026 | GTG Financial | Santa Rosa, CA TL;DR: What’s in This Post The one question that usually reframes the whole decision for buyers on the sidelines Why waiting for rates or the market rarely works out the way…
June Weddings and New Home Beginnings As we approach the summer season, many couples are busy planning their June weddings, a time often associated with fresh starts and new beginnings. But for many, tying the knot also marks the start…
May 2026 | GTG Financial | Santa Rosa, CA TL;DR: What’s in This Post What mortgage insurance is and who it actually protects The two factors that drive MI pricing on a conventional loan When MI gets removed and what…
May 2026 | GTG Financial | Santa Rosa, CA TL;DR: What’s in This Post How a 2-1 temporary rate buydown works and what it actually costs How the seller funded the entire buydown through a concession Why conventional beat FHA…
Introduction As the flowers bloom and temperatures rise, the spring housing market is in full swing. This is a popular time for homebuyers to start their search, with the goal of moving in before the height of summer. However, the…
May 2026 | GTG Financial | Santa Rosa, CA TL;DR: What’s in This Post What CPI actually measures and how it is reported The difference between headline CPI and core CPI, and why it matters How the inflation report typically…
