GTG FINANCIAL · MONTHLY ROLL-UPNovember 2026 · October in review — appraisal waivers · DU 12.1 · rental income · VantageScore · UAD 3.6October in review. Five items that shaped October — plus the DU 12.1 worklist to get through…
GTG FINANCIAL · WEEKLY GUIDELINE ALERTNov 2, 2026 · UAD 3.6 is live + Nov 30 DU enhanced findings retirement delayedA quiet week — two must-knows, plus lender notes and watch dates:UAD 3.6 is live today, Nov 2, 2026. Fannie…
LOAN PROCESS · GTG FINANCIALOctober 2026 · Santa Rosa, CA WATCH THE 62-SECOND VERSIONWatch on YouTube TL;DR: WHAT’S IN THIS POSTWhat your signature on initial disclosures actually means: you received them, nothing moreWhy the first numbers are almost never exact:…
BUYER PLAYBOOK · GTG FINANCIALOctober 2026 · Santa Rosa, CA WATCH THE 73-SECOND VERSIONWatch on YouTube TL;DR: WHAT’S IN THIS POSTWhere your deposit actually goes: a neutral escrow account, not to the seller, and not to your lenderThe layers of…
BUYER PLAYBOOK · GTG FINANCIALOctober 2026 · Santa Rosa, CA WATCH THE 60-SECOND VERSIONWatch on YouTube TL;DR: WHAT’S IN THIS POSTCheck one: the fire map, and a real insurance quote, before you fall for the houseCheck two: the actual tax…
VA LOANS · GTG FINANCIALOctober 2026 · Santa Rosa, CA WATCH THE 40-SECOND VERSIONWatch on YouTube TL;DR: WHAT’S IN THIS POSTWhat the VA funding fee is, and why VA loans have it instead of monthly mortgage insuranceHow much it is…
BUYER PLAYBOOK · GTG FINANCIALOctober 2026 · Santa Rosa, CA WATCH THE 90-SECOND VERSIONWatch on YouTube TL;DR: WHAT’S IN THIS POSTWhy the “rates are down” headline usually arrives after the best window has already openedWhat happens to prices, showings, and…
GTG FINANCIAL · WEEKLY GUIDELINE ALERTOct 26, 2026 · Freddie LPA October changes live + UAD 3.6 final week before Nov 2 mandateTwo must-knows this week, plus lender notes and watch dates:Freddie Mac LPA October 2026 changes, live Oct 25.…
GTG FINANCIAL · WEEKLY GUIDELINE ALERT Oct 19, 2026 · Fannie DU 12.1 Nov/Dec changes + early rental income rules + UAD 3.6 goes live Nov 2 Three must-knows this week, plus lender notes and watch dates: Fannie DU 12.1…
GTG FINANCIAL · WEEKLY GUIDELINE ALERT Oct 12, 2026 · Freddie Bulletin 2026-13 + UWM credit score minimums dropped + FHA lowest-score-controls Freddie Bulletin 2026-13: ACE appraisal waivers now on investment property refis (effective immediately). ACE and ACE+ PDR appraisal…
