Mortgage Rates 📢 April 14th, 2025

INTEREST RATES

10 year 3-Month Snapshot

Rate data as of morning of publication. Unless noted otherwise, all scenarios are assuming 30 Year-Fixed mortgage, Purchase or R/T Refinance. No origination points charged, 780 FICO score, and 20% down payment. Provided for consumer education only and does not serve as a binding offer to extend lending. Payment period, interest rate, APR, and other terms subject to income, asset, and credit profile qualification. Provided courtesy of GTG Financial, Inc. NMLS 1595076. Equal housing opportunity. www.nmlsconsumeraccess.org

📉 Why Rates Didn’t Improve (Even as Stocks Dropped)

Even though the stock market had a rough week, mortgage rates didn’t improve—here’s why:

🔍 Investors aren’t rushing into bonds like they normally would when stocks fall. Janet Yellen noted that investors are starting to shun dollar-based assets, and that shift is keeping pressure on rates.

📉 Yields moved higher briefly and held there, despite weaker economic signals. A strong 10-year Treasury auction (with record foreign demand) helped stabilize things, but not enough to push rates meaningfully lower.

🧱 Bottom line: Rates stayed sticky because bond demand wasn’t strong enough to offset concerns about the weakening dollar and shifting global confidence in U.S. assets.