Latest Articles

What Is Credit?

Imagine this: You just applied for your first credit card and it’s deemed for individuals with “excellent” credit. You have no idea what your credit score is but you went through with the application because you believe you are an excellent candidate. You’re excited to receive the application back with the hopes for a new line […]

Will My Property Taxes Change When I Refinance?

Refinancing can be a great money-saving move, and one of the biggest questions asked when inquiring about a refinance is, “how will this affect my current property taxes?” From a tax perspective, refinancing is viewed differently than an initial mortgage, because it’s seen as “debt restructuring.”  The primary time that property taxes change in California […]