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Weekly guideline alert: September 21, 2026

GTG FINANCIAL · WEEKLY GUIDELINE ALERT

Sep 21, 2026 · Freddie asset income + lender notes

  • Freddie asset income easier (Bulletin 2026-10). Eligible net assets divided by 180 (was 240). Minimum $30,000 net eligible assets. Bank accounts and securities count. Primary, second home, and investment OK. Lenders may use it now; required for settlements on/after Feb 3, 2027. Needs LPA Accept.
  • UWM: honoring ~$847,440 1-unit conventional + VA ahead of FHFA; non-warrantable condos expanded.
  • PRMG: locks on/after Sep 16, standard-balance conventional to ~$845,000 1-unit; full appraisal likely over old limits even with waiver.
  • TLS (now Averra): live on Freddie-style asset depletion + relocated MH rules; jumbo program discontinued Sep 16.

Topics: asset income, loan limits, condos, manufactured housing

Full topic references: LO Library · Alert archive

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