June 2026 | GTG Financial | Santa Rosa, CA TL;DR: What’s in This Post Why Friday’s jobs report shifted the rate cut conversation How the Federal Reserve and mortgage rates actually work Where rate cut expectations stand right now Why…
June 2026 | GTG Financial | Santa Rosa, CA TL;DR: What’s in This Post Why writing off income on your taxes can work against you when qualifying for a mortgage What a bank statement loan is and who it is…
June 2026 | GTG Financial | Santa Rosa, CA TL;DR: What’s in This Post How a client kept their COVID-era rate and still bought a new primary in Napa What lenders actually require to use rental income from a departing…
June 2026 | GTG Financial | Santa Rosa, CA TL;DR: What’s in This Post Why rates are not the number your hesitant buyers should be focused on right now What Fannie Mae’s Q2 2026 Home Price Expectations Survey actually says…
June 2026 | GTG Financial | Santa Rosa, CA TL;DR: What’s in This Post Why a low appraisal on a conventional loan is a dogfight and a VA appraisal is not What Tidewater is and exactly how the 48-hour process…
May 2026 | GTG Financial | Santa Rosa, CA TL;DR: What’s in This Post Why using your VA loan on a short-term home can be a costly mistake How to preserve your entitlement for the home that actually matters What…
May 2026 | GTG Financial | Santa Rosa, CA TL;DR: What’s in This Post Why Bay Area buyers almost always zero in on the Russian River area What makes river area properties different from a lending standpoint The unpermitted additions…
May 2026 | GTG Financial | Santa Rosa, CA TL;DR: What’s in This Post Why $50,000 is the number most first-time buyers in Sonoma County should be targeting What actually makes up that figure beyond the down payment The impound…
May 2026 | GTG Financial | Santa Rosa, CA TL;DR: What’s in This Post The three loan tiers in Sonoma County and exactly where each limit sits Why jumbo financing is the Wild West — and what that means for…
May 2026 | GTG Financial | Santa Rosa, CA TL;DR: What’s in This Post The one question that usually reframes the whole decision for buyers on the sidelines Why waiting for rates or the market rarely works out the way…
