VA Loans  | April 2026  | GTG Financial  | Santa Rosa, CA TL;DR — What’s in This Post The pest report myth that steers realtors away from VA buyers What the VA minimum property requirements actually say How the NPMA-33…
Deal Deep Dive | April 2026 | GTG Financial | Santa Rosa, CA TL;DR — What’s in This Post Real deal: $780K home, 3% down, Santa Rosa first-time buyers Why conventional beat FHA for this specific profile What the AMI…
Issue 153  | April 21, 2026  | GTG Financial  | Santa Rosa, CA TL;DR — What’s in This Post Rates dropped an eighth point — here’s the two reasons why Why your 30-year rate is ~0.26% higher than it mathematically…
Introduction As we step into May 2026, it’s an ideal time for homeowners to evaluate their current mortgage situation. With potential changes in the financial landscape, particularly interest rates, refinancing might be a beneficial option to consider. Understanding the advantages…
Mortgage Rates ⬇️ Down Slightly. Today and Wednesday could be a big day for bonds. VW car show. Rate spread technicals.
Mortgage Rates Slightly Down⬇️. Ceasefire deadline on 4/22 looming large to which way the market may react.
Introduction As we approach the excitement of the Kentucky Derby, there’s an interesting parallel between horse racing and the journey of purchasing your first home. Both involve preparation, strategy, and a clear path to the finish line. For first-time homebuyers,…
The news looks terrifying. Your phone is blowing up. Here is what is actually going on. Whether you are a homebuyer trying to figure out if now is the right time to lock in a rate, or a Realtor fielding…
Mortgage Rates ⬇️ Down Slightly. CPI is high, but mostly because of oil prices. VW repair complete. Rates vs oil chart.
Mortgage Rates Slightly Down⬇️. Tracking Oil vs Rates, we’ve seen this story before.
